smartphone orten software here handy ortung russland mspy auf iphone 6s Plus installieren spy cam app iphone 6s Plus handy kindersicherung internet vergleich sms spy yahoo
Skip navigation.
... for greater sustainability and local resilience

Learning Resources

This section is used to list resources available to Groups and individuals across North Cornwall. To use any of the Resources, just contact the originator of the message.

To add a resource, just click on 'add new comment' and fill in the 'Post a comment' form.

To comment on any of the items, just click on the item itself and then click 'reply' (bottom of page)

the fractional reserve banking (FRB) system

One of the main causes of the current system breakdown is the fractional reserve banking (FRB) system so it’s really important to understand how it works. My experience has been that that most people including those who work in Banks and the investment industry, and politicians at the regional and National level, do not have any idea how money is created..

Other linked causes of the Banking crisis are

Peak oil

Population growth (particularly the bubble of baby boomers)

In a major speech a month ago( the Governor of the Bank of England, Mervyn King said what he really thought “of all the many ways of organising banking, the worst is the one we have today.” Possible remedies included not just breaking up banks, but also “eliminating fractional reserve banking”.

Here’s some simple primers on FRB. Each adopts a different presentation style so at least one should convey the principles to you. My personal favourites are marked XXXXX


XXXXX Fractional reserve banking - Wikipedia,

Short Videos

5 minutes…………..How Do Banks Create Money from Nothing? The Basics of the Economic Crisis in 5 Minutes Crash Course:

4 minutes…….Money Creation by Chris Martenson

XXXXX 8 minutes…………Money As Debt (1 of 5) Video

10 minutes………Fractional Banking and the Federal Reserve System Explained! Video

10 minutes…….How Money is Created and Destroyed